South Africans are facing mounting financial pressure, with many turning to debt counseling as a lifeline.

In a challenging economy, working smarter with your money is essential. Whether you’re dealing with rising costs, stagnant wages, or just trying to stretch your rand further, here are quick personal finance tips tailored for South Africans.

Managing your finances wisely is crucial to avoiding the pitfalls of debt. Here’s a breakdown of some common debt traps and key strategies to maintain financial stability.